Guide · Paperwork

The letter you were sent, explained

From the tax office, the council, a landlord, a hospital, an insurer or a court. Written in a register nobody speaks, sometimes in a language you are still learning, and with a deadline somewhere in the last paragraph. Photograph it and ask.

Written 4 September 2026 · Reading time about five minutes

The thirty-second version

Photograph the whole page in good light, one photo per page. Ask: who sent this, what does it want, by when, and what happens if I do nothing. Ask in your own language. Then verify anything with a deadline or a payment against the organisation's own published contact details before you act on it.

Photographing it so it reads properly

Almost every bad result comes from the photograph rather than the reading. Five things fix most of it:

  • Flat surface, not your hand. A curled page throws off whole lines.
  • Whole page in frame, including the letterhead and the reference number. The header is often where the department and the case number live, and they are what tell you which office to call.
  • One photo per page. Two pages in one frame halves the resolution of both.
  • Light from the side, not behind you, so your own shadow is not across the text.
  • Turn the flash off on glossy paper. The reflection erases exactly the line you needed.

If the letter arrived as a PDF, upload the PDF instead. It reads better than a photo of a screen, and NOLO takes documents up to a few hundred pages on the free plan.

The five questions to ask

"What does this say" gets you a translation. These get you something you can act on:

  1. Who sent this and which department is it from? Names of agencies rarely translate to anything recognisable, and this is what you need to call anyone.
  2. What is it about, in one paragraph, in plain language? Ask for it in your own language explicitly.
  3. What is it asking me to do, and by when? Ask for the deadline as an actual date. Administrative letters love phrases like "within thirty days of notification", which is not a date.
  4. What happens if I do nothing? The most useful question on the list, and the one people forget. It separates "keep this somewhere" from "deal with this today".
  5. What would I need to bring or send to respond? Documents, reference numbers, whether a written reply is required.

A good follow-up, once you have all that: "Write me a short, polite reply in the letter's language." Being able to answer in the right register, in a language you are still learning, is often the whole difficulty.

What it is genuinely good at

  • Administrative register. These letters are written by institutions for institutions. Turning that into ordinary sentences is exactly the kind of task a language model does well.
  • Vocabulary you have no reason to know. Tax, tenancy, insurance and healthcare each have their own hundred words, and nobody learns them until the letter arrives.
  • Finding the deadline. It is almost never at the top.
  • Drafting the reply. Including the formal opening and closing that a letter in that language expects and that a dictionary will not give you.
  • Telling you which of the three enclosed forms you actually have to fill in.

Where to be careful

Three specific things, not general hedging.

It can be confidently wrong about amounts and dates. Numbers copied out of a photograph are the most likely thing to be misread, and they are the part that matters most. Read the figure back off the letter yourself before you pay anything.

Some official-looking letters are fraudulent. An AI reading a scam letter will explain the scam's instructions to you in perfectly clear language, because that is what the page says. Before paying or sending documents, look up the organisation's contact details independently, from a search rather than from the letter, and check the reference with them.

Understanding is not advice. Knowing what a letter says is not the same as knowing what to do about it, and for anything involving a court, an eviction, immigration status or a tax assessment there is usually a free advice service that will do far better than any chatbot. Use the AI so that you arrive at that conversation already knowing what the letter says. That is a real saving of their time and yours.

Why this letter in particular argues for no account

Worth pausing on, because it is easy to miss while you are worrying about the deadline.

An official letter is not a general question. It is a document with your full legal name, your home address, a case or reference number, the name of the agency you are dealing with, and often a national identification or tax number, printed on it. Photograph it into an assistant where you have an account, and all of that is now attached to your profile, alongside the fact that you needed help understanding it.

That is a much richer piece of data than a chat log. It is an identity document plus a life event.

With a service that has no account, the image arrives with no identity to join it to. The conversation is written to your own browser rather than to a server, and if you would rather it were not written anywhere, anonymous mode does not write it at all.

Doing it in NOLO

Open the app, attach the photo, ask the five questions above. No sign-up, no email, no verification: the first visit generates a random identifier such as nolo_a7b3_x9k2 and that is the login. Reading photographs and documents is on the free plan, and so is answering in any of the 30 interface languages.

If the letter is one you would rather not have sitting in your browser history, switch anonymous mode on before you attach it. And the standing limits apply here as everywhere: the image does leave your device to be read, by a named provider under zero data retention terms; the local copy is not encrypted at rest; and NOLO is not a lawyer, an accountant or a caseworker.

Have the letter in front of you?

It takes about a minute. There is no form to fill in first.

Open NOLO

Questions people ask next

Does it work for handwritten letters?

Printed text is reliable. Handwriting is hit and miss, and old handwriting in another alphabet is worse. If it matters, check the transcription against the original line by line rather than trusting it.

Can it fill in the form for me?

It can tell you what each field is asking for and draft the wording for the free-text parts, which is usually the hard bit. Writing your own details into an official form is a step worth doing yourself, carefully, with the letter next to you.

What if the letter is 40 pages?

Upload it as a PDF instead of photographing it. The free plan handles documents of a few hundred pages; the Pro plan goes to around two thousand. Ask for a summary first, then ask about the specific clause you are worried about.

Is there an app, or is it only the website?

Both. The web app runs in any mobile browser and installs to the home screen, and there is a native Android app on Google Play with the same identifier and the same on-device history, plus share-to-NOLO from your camera roll.

Your name is on that letter. It doesn't have to be on an account too.

No sign-up, no email, and the conversation stays in your browser rather than on our servers.